March 15, 2023

How to Pick a Health Plan

When choosing a health plan, it’s important to consider budget, personal preferences, and health needs before making a decision. I encourage you to consider the following issues to make the best decision possible for your needs. I’ve found that my clients benefit […]
February 15, 2023

Why Do Only 1/3 of Americans Work with a Financial Advisor?

Many of us place a high value on frugality and simplicity. Byzantine emperor Justinian I said, “Frugality is the mother of all virtues.” English writer Samuel Johnson said, “Without frugality none can be rich, and with it very few would be poor.”  […]
January 17, 2023

How SECURE Act 2.0 Affects You

In December 2019 the House changed several rules that govern how Americans can accumulate and distribute retirement savings when they passed the SECURE Act (Setting Every Community Up for Retirement Enhancement). It had about a dozen provisions and by far the most […]
December 16, 2022

Possibilities in a Pie Plate — or Crèche

A wonderful book to help families figure out how to distribute non-titled assets is Who Gets Grandma’s Yellow Pie Plate? A Guide to Passing on Personal Possessions. It’s written by the University of Minnesota and is full of terrific worksheets that help […]
November 15, 2022

Why I Became A Financial Transitionist

I was a guest on this show and the host, Susan Bradley—author of Sudden Money—got my story about why I transitioned from a teaching career to become a financial planner and specialize in financial transitions related to aging.
October 18, 2022

Health Is Wealth and Healthcare Planning Is Financial Planning

Image Source: MacLeod, S., Kraemer, S., Tkatch, R. et al., Defining the Personal Determinants of Health, Journal of Behavioral Health, 2021 Like a frontier town is the hub for commerce, transportation and community, financial planning sits at an intersection. Most often life […]
September 25, 2022

What’s the Biggest Cybersecurity Threat?

I wear a fitness and sleep tracker, the Oura ring. The other day it prompted me to update its firmware. I can’t set this device to auto-update, so when this happens it’s always a good news-bad news moment. The good news is […]
August 15, 2022

Legacy gift from my father: his favorite quotes

I dedicated the edition of my weekly newsletter that came out on the 20th anniversary of my father’s death to his memory. The feedback I received was so positive! What people commented on more than any other part were my dad’s most-loved […]
July 18, 2022

The financial planning trifecta: goals, pathways and agency

What does it take to have a life free from financial stress and worry? If your answer was money—nope. There is no immunity conferred from dollars that protects us from fear of loss, worries about scarcity, or anxiety over the What If? […]